Category: Auto Insurance

Gas mileage is an important factor in any modern car here in the Evergreen, CO area. We at Davidson Insurance Agency have a few steps you can take to make sure that your gas mileage is as efficient as possible. 

Tips to improve your gas mileage

1. Check your tires:

Making sure your tires have the correct tire pressure can significantly improve your gas mileage. According to the Department of Energy, properly inflated tires can improve gas mileage by up to 3.3%. 

2. Drive at a steady speed:

Consistent speeds will help you get more miles out of each gallon of gas. If you drive faster than the speed limit, this will reduce your fuel efficiency so stick to the posted speed limit when possible. 

3. Use cruise control:

Cruise control is a great way to keep consistent speeds while driving long distances. When used correctly, it can help improve your overall gas mileage over time. 

4. Avoid excessive idling:

Sitting in traffic or letting the car idle for too long will waste fuel and reduce your overall gas mileage over time. If you’re going to be stuck in traffic for more than a minute or two, it would be better to turn off your engine and start it back up again once traffic begins moving again. 

5. Remove excess weight:

Carrying around extra cargo puts unnecessary strain on the engine and reduces fuel efficiency, so make sure that only necessary items are in your vehicle at all times when possible. 

Keep Your Auto Insurance Updated

By following these simple tips, you should be able to improve your car’s fuel efficiency and save some money on gas in the process! For more, give us at Davidson Insurance Agency a call today. We proudly serve the Evergreen, CO area and would be happy to help you.

Food delivery and rideshare companies don’t offer their drivers any insurance coverage. Most don’t even offer them a vehicle; why insure them? Food delivery is different in that food wouldn’t get hurt in an accident and involve the company in legal proceedings. 

Rideshare, on the other hand, involves people who get hurt in traffic accidents. The wise rideshare driver seeks out Davidson Insurance Agency in Evergreen, CO for rideshare insurance as well as commercial insurance for food delivery.

Why Doesn’t Auto Insurance Cover Food Delivery or Rideshare

Since the recent medical unpleasantness, the safe delivery of everything from people to food and medicines to building supplies has soared. This means risk, which means that pizza delivery and Lyft drivers have to pay extra for commercial insurance.

Why Don’t Companies Give Drivers Auto Insurance?

They do, but it only kicks in after the driver’s insurance has been maxed out. The snag to that is the driver is covered on the actual delivery but not while driving to the store to pick up the food. That gap is where the trouble lies. 

Another snag is that delivery driving covers a lot of territories:

    • Delivering filled prescriptions from a pharmacy

    • Delivering groceries or meals for the elderly or the homebound

    • Delivering packages from eBay or Amazon with, for instance, your personal vehicle

    • Delivering legal papers

    • Delivering people to doctors and hospitals using your personal vehicle

In these cases, does this still mean commercial auto insurance is needed? Yes, if the purpose of driving is business and not personal.

We Are Here To Help!

It can be sticky navigating delivery driving. Most drivers get around it by not using a company sign on the vehicle. Davidson Insurance Agency in Evergreen, CO will help you navigate auto insurance if you deliver anything, and we’ll do it painlessly. Drop by the office today or call to learn more about it.

An electric car is a vehicle that runs on electricity instead of gasoline or diesel. Because electric cars are still relatively new and not as common as traditional cars, they may not be covered by your regular insurance policy. It is important for electric car owners who want to get coverage for an electric car to know they may need to purchase a separate electric car insurance policy. Davidson Insurance Agency in Evergreen, CO is here to assist with all related queries.

How Does Electric Car Insurance Compare To Traditional Car Insurance?

Traditional car insurance policies cover accidents, damage to the vehicle, and liability. Electric car insurance policies typically only cover accidents and damage to the vehicle. They may not cover liability if someone is injured in an accident due to your negligence.

What Are Some of the Things Electric Car Drivers Need To Know About Their Coverage?

Some things electric car drivers need to know about their coverage include that they may not be covered for accidents caused by mechanical problems with the car, weather conditions (like rain or snow), and reckless driving.

What Kind of Auto Insurance Covers Electric Cars?

Electric car insurance coverage is different than insurance for gas-powered vehicles. Car insurance quotes for electric vehicles may be slightly higher than car insurance for non-electric, gas-powered vehicles. A licensed insurance agent can explain the difference in coverage for an electric car versus that of gas-powered vehicles that require traditional auto insurance coverage.

Get Electric Car Insurance Today

When you need electric car insurance in Evergreen, CO and surrounding areas, contact Davidson Insurance Agency! A licensed insurance agent at Davidson can explain available coverage options and offer drivers an electric auto insurance quote in Colorado.