Pay close attention to the roads the next time you are driving and you’ll spot some private streets. Car accidents are bound to occur on private roads in and around Evergreen, CO.
If you are involved in a car crash on a private street, you’ll immediately question whether your auto insurance coverage is applicable. The Davidson Insurance Agency is here to provide clarification.
Accidents on Private Streets
Auto insurance coverage for accidents on private streets hinges on policy type. Moreover, the accident circumstances also play a role.
Though coverage applies to nearly every accident on public roads, policies that are less than standards might not always apply to private roads and private parking lots. Read through the details of your individualized auto insurance policy and you’ll find detailed information about coverage areas and limits.
Remain Calm After an Accident on a Public Road
If you are struck by another vehicle or involved in any other crash on a private road, don’t panic. There’s a good chance your auto insurance coverage will still apply. However, the manner in which the claims process unfolds might be a little bit different from that of another accident.
Part of the challenge of resolving accidents on private roads is determining fault. Many such private streets lack proper signage, traffic lights and other guidance. Moreover, there might not be any witnesses or security camera footage.
There’s also a chance that the owner of the private property in Evergreen, CO might be negligent, meaning he or she failed to provide due care. If negligence can be proven, that individual might share liability.
If you have questions or concerns about coverage for accidents on private streets, reach out to your insurer for guidance.
The Davidson Insurance Agency Is on Your Side
Are you in the market for auto insurance or other insurance? Give us a call today for a customized quote.
