If you are a Colorado driver, you must carry auto insurance. If you’re near Evergreen, CO, we invite you to visit us to learn how to meet state auto insurance requirements. Our team at Davidson Insurance Agency is ready to help you get the coverage you need. We’ve been working with Colorado drivers like you since 1950.
Does Your Auto Insurance Cover Carpooling?
Most people understand that auto insurance is intended to cover their car if it’s involved in an accident. However, many drivers wonder about coverage during special circumstances. For example, you may wonder whether your car’s passengers are covered when you’re carpooling. You may have similar concerns about transporting a group of your child’s friends, or their Scout troop, to an event.
Generally speaking, your liability coverage isn’t effective when you’re transporting people for profit, such as in a paid rideshare service. However, using your car to carpool or transport friend groups typically doesn’t affect your insurance coverage. There’s usually no significant difference in liability between everyday use of your car and carpool use. Even if your car is driven by someone else, your coverage generally remains effective, as long as you’ve given them permission to drive.
Schedule Your Appointment With Our Office Today
Even very careful drivers can be involved in an auto accident. Our team at Davidson Insurance Agency looks forward to meeting with you. Drivers in the Evergreen, CO, area have placed their trust in our team for over 75 years. Call us for your appointment today, and let’s get you safely on the road.
